There are a few different ways you may receive payment. The IRS may issue the Economic Impact Payment by directly depositing the funds into your bank account, mailing a check, or mailing a pre-paid debit card.

If you provided your bank account details with your 2018 or 2019 tax return—which is common for people expecting a refund—the IRS will deposit your Economic Impact Payment directly into that same account without any further action on your part. A direct deposit is the quickest way to get your payment.

If you do not have a bank account or did not provide your bank account information to the IRS, the payment will usually arrive in the form of a check, which could take weeks or months to receive. The check will be sent to the last address the IRS has for you, which is most likely the address used on your most recent tax return (or the address of a parent or guardian who claimed you as a dependent). You can update your address or give the IRS your bank account details on the IRS website here. Note that the IRS does not coordinate with the post office on changes of address, so if you have moved since you last filed a tax return, you should update your address.

Additionally, some payments are being sent to taxpayers in the form of a pre-paid debit card. The debit card will arrive in a plain envelope and will be from “Money Network Cardholder Services.” The debit card can be used without fees to make purchases online and at any retail location where Visa is accepted. It can also be used to obtain cash from in-network ATMs, as well as to transfer funds to your personal bank account.

To help taxpayers make sure they receive their Economic Impact Payment, a taxpayer who qualifies to receive the payment will also receive notice by mail to their last known address within 15 days after the Economic Impact Payment is paid describing the method of payment (direct deposit, check, or debit card) and the amount of the payment.

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